Detailed instructions on how to open a blocked account to study in Germany

Vocational training in Germany is becoming a potential choice for many young Vietnamese people, thanks to the advantage of studying while working and enjoying a stable income during the training process. However, to be eligible for a visa to study in Germany, you are required to open a blocked account according to German government regulations. In this article, SHD Academy will guide you step by step Open a blocked account to study in Germany in detail, to help your visa application process go more smoothly, quickly and accurately.

>> Reference:

• Should I study vocational training in Germany? The truth about vocational training in Germany
• What are the conditions for vocational study in Germany?
• Detailed review of life studying vocational training in Germany

Why open a blocked account to study in Germany?

A blocked account is a type of bank account reserved for foreigners who need to apply for a German visa, including students participating in German vocational study abroad program. Blocked account is considered an important part of visa application, helping visa applicants meet the financial proof requirements set by the German Embassy. 

Here are two important reasons why opening a blocked account is necessary for vocational students in Germany:

• Proof of financial capacity when applying for a visa: Blocked accounts help international students prove that they have sufficient financial means to cover their living expenses in Germany without needing support from the German Government.
• Guarantee monthly living expenses during stay: Allocate a fixed monthly amount. This amount acts as a living allowance, helping international students ensure a stable source of finance for their entire time living and studying in Germany.

>> Reference: How much is the cost of living in Germany for international students?

Required documents when opening a blocked account 

To open a blocked account to study in Germany, you need to prepare the following documents:

• Passport (notarized copy)
• Citizen identification card
• Bank statement of source of funds
• Blocked account opening application (online or on paper)
• Admission notice from vocational school in Germany (notarized copy)

Procedure for opening a blocked account to study in Germany 

Below is the general procedure for opening a blocked account to study in Germany that you can refer to:

In Vietnam

• Contact the German Embassy or Consulate in Vietnam to know the exact amount to be transferred to the blocked account. Note: Do not transfer money without official confirmation.
• Open a blocked account to study in Germany according to the instructions of the bank you choose.
• After submitting your application, you need to wait for the bank to process your application and issue account information.
• Your bank will send you an international bank account number (IBAN) with instructions on how to transfer the money. You can transfer the money through your bank or an international money transfer service. Processing time usually takes about 3 to 5 days.
• Receive confirmation letter from the bank: Once the money transfer transaction is completed, the bank will send you a confirmation letter about the blocked account. 
• Submit the confirmation letter of the blocked account and the remaining documents to the German Embassy and wait for your visa application to be processed. If your application is approved, you will receive a D visa, which allows you to enter Germany and stay for a long time.

After going to Germany

• Within 3 months of entering Germany, you must apply for a residence permit at the Foreigners' Office.
• Once you have your residence permit, you can proceed to activate your blocked account. Each bank will have a different activation process, but in general, you will need to go directly to a bank branch in Germany and bring all the necessary documents to complete the procedure.
• Once the account is successfully activated, the bank will automatically transfer your monthly living expenses from the blocked account to your personal account in Germany.

>> Reference:

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Instructions for opening a blocked account for vocational study in Germany 

The process of opening a blocked account for studying in Germany will have certain differences, depending on the bank you choose. Below are instructions on how to open a blocked account at Deutsche Bank:

Step 1: Download the application form

Download the application form to open a blocked account for studying in Germany. Deutsche Bank on demand:

• Application form for people under 18 years old.
• Application form for people 18 years of age or older.
• Additional application form attached.
• Account closure form.

Step 2: Fill in information online

Some notes when filling out the application to open a blocked account for studying in Germany that you need to know:

• Page 1: In section 1, please fill in your personal information. In which, “Meldeadresse” is the postal address where Deutsche Bank will send the documents. When you arrive in Germany, you can change this address information. Sections 2, 3 and 4 can be left blank.
• Page 2: You do not need to fill in any information.
• Page 3: In section 6, if there is no specific information about the school, city of residence or course, you can skip it. In the financial information section, enter the appropriate amount according to current regulations. Tick if you want to use online banking service.
• Page 4: Sign items 10 and 11 in front of the German Embassy or Consulate staff.
• Page 5: Sign item 12 in the presence of a German Embassy or Consulate official.
• Zusatzblatt (Appendix): This item is not necessary yet, you only need to pay attention to it when you need to change the amount of money in the blocked account later.

Step 3: Make an appointment for signature certification

To complete the account opening procedure, you need to go to German Embassy or Consulate in Vietnam to verify the signature. When you go, please prepare the following documents:

• Passport (original, notarized copy)
• Completed blocked account opening application form
• Certification fee (depending on the regulations of each diplomatic agency)

Step 4: Submit account opening application

After completing the signature authentication on the account opening application at the German Embassy or Consulate, you need to send the application package to Germany by post to the address: Deutsche Bank, Privat- und Geschäftskunden AG, Frankfurter Straße 1, 04024 Leipzig, Germany. The application package includes the authenticated account opening application and a notarized copy of your passport.

Step 5: Activate blocked account

Once the bank has processed your application, you will receive an email notification of successful account opening, along with the account number (IBAN) and other necessary information. At this point, you can proceed to transfer money to the blocked account.

Note: The balance is calculated after deducting the relevant fees. If the remaining amount reaches or exceeds the required amount, Deutsche Bank will send you a balance confirmation email and simultaneously notify the German Embassy in Hanoi or the German Consulate General in Ho Chi Minh City.

Step 6: Receive a certificate of successful registration from the Immigration Department

Once you have entered the country and completed the registration of your residence address in Germany, you will receive a confirmation from the Foreigners' Office. You can then go to your nearest Deutsche Bank branch to activate your account and get a personal bank card.

>> Reference:

• Instructions for self -preparation of German vocational studies 2025
• Summary of the highest paying occupations in Germany in 2025

Some frequently asked questions about blocked accounts for vocational study in Germany 

Is it mandatory to open a blocked account for vocational study in Germany?

Opening a blocked account in Germany is a mandatory requirement for international students from countries outside the European Union or Schengen member states. If you are worried about opening a blocked account to study in Germany, SHD Academy will help you remove this concern. Thanks to a large network of cooperation with more than 40 leading prestigious enterprises in Germany, SHD Academy commits to ensuring employment immediately upon arrival in Germany with a minimum salary of 992 Euro/month. This income is enough for students to cover living expenses during their studies in Germany. And there is no need to prove financial resources or open a blocked account.

What is the minimum amount for a blocked account in Germany?

According to the regulations of the Embassy of the Federal Republic of Germany in Vietnam, from January 2025, The minimum amount of money an international student needs to transfer into a blocked account Apply for a German vocational study visa is 11,904 Euros per year (about 345 million VND). International students are only allowed to withdraw a maximum of 992 Euros per month (about 28.7 million VND) from their blocked account.

>> See more articles related to blocked accounts:

• Things to know about blocked accounts for vocational study in Germany
• Does studying in Germany need financial proof?
• Total cost of vocational study in Germany latest 2025

As can be seen, the process Open a blocked account to study in Germany It is not too complicated, but requires you to perform each step carefully and in the right order. Once the blocked account is activated, you will be eligible to prove your finances - an important factor to help increase the rate of passing the German vocational study visa. If you need more detailed support on the procedure for opening a blocked account or want to learn more about vocational study programs in Germany, do not hesitate to contact us. SHD Academy via hotline 0336 760 276 for quick advice and support!