Does studying in Germany need financial proof?

Do I need to prove my financial resources to study vocational training in Germany? Who needs to prove financial resources when studying vocational training in Germany? These are questions that many parents and young people who intend to study vocational training in Germany are interested in. To answer this question, right in the article below SHD Academy will provide an overview of financial proof issues so that you can best prepare before embarking on your journey of studying and living in Germany.

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What is financial proof? 

Proof of financial means is to prove to the Consulate that an individual has sufficient financial capacity to carry out the purposes of entering another country. For international students vocational training in Germany, proving your finances or current assets is a mandatory condition in the process of applying for a Visa from the Embassy. This is to ensure that international students have enough ability to pay for living expenses during their stay in Germany. In addition, proving financial ability to study vocational training in Germany is also a procedure to help the German Government manage the quality of students, avoiding students dropping out of school midway.

>> Reference: 

• Instructions for preparing your own application for a German vocational study visa
• Instructions for the discount of German vocational training 2025

Who needs to prove financial resources to study vocational training in Germany? 

Do you need to prove your financial resources to study vocational training in Germany? The answer is HAVE but it depends on each case. Specifically, according to German government regulations, citizens of EU countries such as Switzerland, Norway, Iceland and Liechtenstein do not need to prove financial resources. 

However, vocational students from non-EU countries (Vietnam, Taiwan, Korea, etc.) and have Internship salary under 929 Euro/month (about 26 million VND) requires proof of financial abilityAccording to German government regulations, international students need at least 929 Euros per month to ensure they can cover living expenses during their apprenticeship.

>> Reference: 

• How much is the cost of living in Germany for international students?
• Summary of the highest paying occupations in Germany 2025

How to prove financial ability to study vocational training in Germany? 

Besides wondering whether you need to prove your financial ability to study vocational training in Germany, you also need to know the most popular ways to prove your financial ability to help increase your chances of getting a visa and going to Germany to study vocational training.

Open a blocked account (Study abroad account)

Opening a blocked account (Sperrkonto) is a method of proving financial resources for vocational study in Germany that is used by many international students because of its transparency and ease of control. So, how can you prove financial resources for vocational study in Germany? What is a blocked account?? This is essentially a special type of bank account for international students, in which they need to deposit an amount of money in advance to cover their living expenses while studying and living in Germany.

For example: According to current regulations, each international student must deposit a minimum of 11,148 Euros per year (equivalent to 929 Euros per month) into a blocked account. This amount will be blocked by the bank and only allow the international student to withdraw a fixed amount each month to pay for living expenses such as rent, food, and other expenses.

However, when participating German vocational study abroad program With SHD Academy, students do not need to prove their financial status and do not need to open a blocked account. With the strength of a sustainable cooperation network with more than 40 prestigious enterprises in Germany, combining a dual training program with a closed parallel model of theory (30%) and practice (70%) between school and enterprise. SHD Academy commits that students will receive a job with a minimum salary of 929 Euro/month (about 24 million VND), enough to cover living expenses during the study period.

>> Reference: TOP 10 most prestigious German vocational study centers today

Letter of guarantee from German citizen

International students can ask relatives or friends living in Germany to be their financial guarantors. The guarantors will commit to the Immigration Office that they have enough financial capacity to pay for their tuition fees. Expenses for studying in German vocational training for international students 

Note: The German government may require the sponsor to prove his/her bank account. Therefore, you need to find out detailed information at the Foreigners' Office where the sponsor resides to prepare the necessary procedures and documents.

Commitment letter according to the provisions of Articles 66 and 68 of the Law on Residence

Proof based on the national form for a third party to cover the costs, also known as a Letter of Commitment. This means that international students need to prove to the Immigration Office about their income and personal assets that their family has enough money to cover the costs during their time studying in Germany. To complete the procedure for proving financial resources for vocational study in Germany, international students need the support and advice of the immigration agency where the third party receiving the expenses resides.

In 2024, the German Government will make many changes in the process of proving financial resources for international students studying vocational training in Germany. Understanding students' concerns about financial proof, SHD Academy is committed to always accompanying them. Students in each step of preparing documents, helping the process of studying vocational training in Germany go smoothly and quickly.

In addition, to provide financial support for students in realizing their dream of studying in Germany, SHD Academy has cooperated with credit institutions such as the Social Policy Bank and reputable banks such as Agribank and Shinhanbank. Preferential financial loan packages of up to 150 - 200 million VND are provided to students in the Mekong Delta, An Giang, Tra Vinh, Ben Tre, ... to help students reduce financial pressure and create favorable conditions for their journey to study in Germany.

>> Reference: 

• Should I study vocational training in Germany? The truth about vocational training in Germany
• Is it easy to settle in Germany? Conditions and popular settlement areas

How much money do I need to prove to have enough money to study vocational training in Germany?

Does studying in Germany need financial proof? Students participating in vocational training programs in Germany need to prove their financial capacity through a valid calculation, the amount of money specified by the Embassy. The calculation of the total amount of financial proof will be based on two specific cases as follows:

Case 1: Already have German B2 certificate

Students with a B2 German certificate have full conditions for vocational study in Germany. In this case, the student does not incur any costs for the B2 certificate course in Germany, and during the training process, the student is supported by the enterprise with a monthly internship salary according to the pre-signed vocational training contract. Therefore, the amount of money the student proves to have is the difference in the vocational training process.

If the internship salary is 929 Euro/month or more (after tax), international students do not need to prove financial resources. In case the internship salary is less than 929 Euro/month (after tax), international students need to make up the shortfall to prove financial resources according to the Embassy's requirements.

>> Reference: 

• German learning roadmap guide for beginners
• German language certificates you need to know when studying vocational training in Germany

Case 2: No German B2 certificate yet

International students who only have a B1 German certificate in Vietnam are required to take a 6-month German course to obtain a B2 certificate in Germany before officially joining the vocational training program. In this case, the calculation of the financial proof fee is as follows:

Financial proof money = Living expenses + German B2 tuition fee + difference in fees during apprenticeship.

For example:

German B2 certificate tuition fee: 861 × 6 = 5,166 Euro

Blocked account opening fee: 155 Euro

International students study mechanical engineering for 3 years, receive salary:

• First year receive 800 Euro/month: (929 – 800) x 12 = 1,548 Euro
• 2nd year receive 850 Euro/month: (929 – 850) x 12 = 948 Euro
• 3rd year receive 900 Euro/month: (929 – 900) x 12= 348 Euro

=> The total difference in the apprenticeship is: 2,844 Euros

Thus, the amount of money international students must prove during their apprenticeship in Germany is: 5,166 + 155 + 2,844 = 8,165 Euros.
However, for those students who choose SHD Academy As a companion on your journey to study a vocational course in Germany, you will be able to study the B2 course for free in parallel with your vocational training. Therefore, parents and students can be completely assured about the costs incurred during the process of studying and working in Germany.

>> Reference:

• Is learning German difficult? How long does it take to achieve a certificate B1
• Top 10 prestigious and quality German teaching centers in Ho Chi Minh City. HCM

Let SHD Academy accompany you to conquer your dream of "studying a vocational course in Germany"

With nearly 7 years of experience in consulting and career orientation for vocational study abroad programs in Germany, SHD Academy has been constantly developing and affirming its position in the industry. SHD Academy is proud to have successfully supported more than 600 students to go to Germany to participate in vocational study abroad programs in various fields. nursing, build, mechanical - electronic, restaurant - hotel,… and accompanied more than 1,500 students studying. 

With the business philosophy of "Taking customers as the center of all activities, aiming to balance the interests of all parties", SHD Academy has always strived to build comprehensive solutions from financial issues to study and employment, bringing different values to its customers.

1. Connecting cooperation

• SHD Academy builds close cooperative relationships with local authorities in Vietnam, representatives of German states, leading educational institutions and businesses in Germany. From there, it not only opens up attractive job opportunities with guaranteed output for students but also commits to full benefits of accommodation, support for administrative procedures and necessary conditions, helping students feel secure in studying and developing a long-term career in Germany. 
• Thanks to a network of partners with more than 40 German enterprises and constantly expanding, SHD Academy confidently commits to providing students with jobs immediately after graduation with attractive income, helping young people confidently enter the international labor market and develop their future careers.
• Honored to be recognized by the Department of Education and Training of Ho Chi Minh City as an excellent non-public educational institution for two consecutive school years (2022-2023 and 2023-2024), affirming top quality service.
• In addition, SHD Academy is the pioneer in bringing Vietnamese leaders to Germany to visit and work, demonstrating the care and concern of local leaders and SHD team for young human resources, strongly affirming the commitment to comprehensively accompany students from Vietnam to Germany. At the same time, affirming SHD's leading reputation in connecting international cooperation.
  

2. Pioneer in financial support

• SHD Academy is proud to be a pioneer in providing practical financial solutions for students. By officially signing a cooperation agreement with Shinhan Bank to implement the "Companionship Tuition" program, SHD Academy opens up opportunities to help students access preferential loans more easily.
• In addition, thanks to close coordination with the authorities of the Mekong Delta provinces, SHD Academy has implemented financial loan packages from 150 to 200 million VND through the Bank for Agriculture and Rural Development (Agribank) and reputable credit institutions such as the Social Policy Bank to support students in provinces such as An Giang, Tra Vinh, Ben Tre, Soc Trang.
• This solution not only helps reduce the financial burden for parents and students but also opens up opportunities for students to realize their dream of studying vocational training in Germany.

3. Comprehensive ecosystem

• Comprehensive ecosystem with German language training services, TELC test coordination, career orientation, interview training with businesses, visa interviews and legal support for students until graduation and stable jobs in Germany. 
• Transparent design process with clear costs, close connection between services, helping students have a seamless, uninterrupted learning and working experience.
• SHD Academy is committed to accompanying students on their journey to conquer their career goals, helping young people easily integrate into the international environment and build a sustainable career in Germany.

4. Personalize your learning and career path

• SHD Academy provides vocational training courses, helping students gain practical experience and discover themselves. Through this, students will recognize their strengths and identify fields that match their passion, thereby strengthening their choice of suitable majors.
• Based on individual abilities and labor market trends in Germany, SHD Academy orients and advises on personalized learning paths for each student. Thereby, students are supported to maximize their strengths, while meeting the human resource needs of the international market.
• Understanding that “integration” is the key to success, SHD organizes exchange sessions and activities to explore German culture, from customs, cuisine to daily life skills. These experiences not only help students get acquainted with the new environment but also understand how to communicate and work with Germans. Thanks to that, students feel more confident when entering life in Germany, ready to build a long-term career in a promising international environment.
• Up to now, more than 99% students of SHD Academy have successfully integrated in Germany, quickly adapted and demonstrated the ability to study and work effectively, receiving high appreciation from businesses. This once again affirms the outstanding quality in consulting, career orientation and cultural and skill preparation for students of SHD Academy.

>> See more:

• All information about scholarships for vocational study in Germany
• Study and work in Germany: Summary of detailed information

Hopefully the above article has provided a lot of useful information to help you answer your questions.Do I need to prove my financial ability to study vocational training in Germany?”. It can be seen that proving financial resources is an important step in the process of applying for vocational training in Germany. Therefore, to avoid unnecessary mistakes, register to participate in the vocational training program in Germany with SHD Academy to receive advice and support from a team of experts step by step in the process of preparing documents. If you still have any questions, do not hesitate to contact us via hotline 0336760276 or visit the website https://shdacademy.vn/ for detailed support!